Singapore's insurance & estate planning companion

Know your gaps.
Plan your legacy.

Answer a few simple questions. See exactly what protection you're missing — and what to do about it. Wills, LPA, and estate planning included.

21%
of Singaporeans have a mortality protection gap
Free
No agent, no pressure, no sign-up required
3-in-1
Insurance · Estate planning · Legacy guide
⚖️Legal & compliance expertise
🔒No personal data collected
📋MAS regulatory context applied
🎯Independent — not tied to any insurer

Everything a layman needs
in one place

Insurance and estate planning are two sides of the same coin. We cover both — simply.

Insurance
🔍

IP coverage calculator

Compare SHP P Plus, P Prime, A Plus, B Plus and their GTC2 riders. See your out-of-pocket at three levels of coverage instantly.

Insurance
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Coverage gap analysis

Find your mortality, CI, disability and hospitalisation gaps against Singapore benchmarks. Coming soon.

Estate planning
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Project Lighthouse

A personal estate guide — what happens when you're gone, explained clearly. Download the free template.

Legal
📄

Will & LPA guide

Intestacy explainer, executor basics, and an LPA walkthrough in plain English. Coming soon.

GREAT SupremeHealth &
TotalCare 2 — Outcome Calculator

Select your plan tier, hospital scenario, and bill amount. See your out-of-pocket under MSL alone, MSL + SHP, and MSL + SHP + rider — side by side.

Configure scenario
S$
🎯 Premium ladder — all SHP tiers compared
SHP tier SHP premium + GTC2 rider Total cash OOP (no rider) OOP (with rider)
How to read this: All four SHP tiers at the same ANB, hospital scenario and bill. Total cash = SHP outlay (after MediSave) + GTC2 rider premium. OOP includes pro-ration shortfall where applicable for A Plus / B Plus at private hospital.
📊 Side-by-side breakdown
ItemMSL onlyMSL + SHPMSL + SHP + GTC2

Important notice: For general illustration only. Figures are based on the GREAT SupremeHealth and GREAT TotalCare 2 Benefit Schedule & Premium Rates effective 1 April 2026. MSL payout estimates are approximations; actual payouts vary by procedure, ward class and specific claim items. Premium rates are not guaranteed and may be revised. Plainly is not a licensed financial adviser. Please consult a licensed financial adviser before making any insurance decisions.

🏛️ Project Lighthouse · 灯塔计划

Your letter of wishes.
A gift to your loved ones.

When you're gone, the people you love will be overwhelmed. Project Lighthouse is a personal estate guide — a structured document that tells them exactly what to do, where to find everything, and what you wanted. Free, private, and yours to keep.

⬇ Download the free template

Microsoft Word (.docx) · No sign-up required · Fill in at your own pace

What's inside — 10 sections
First 72 hours — step-by-step guide for your family
Assets — bank accounts, investments, CPF, property
Insurance policies — life, medical, general
Digital assets — email, passwords, social media
Business & professional roles
Key contacts — lawyer, banker, adviser
Legal guide — intestacy, probate, Singapore law
Debts & liabilities
Funeral & personal wishes
Maintenance log — keep it up to date

"Most Singaporeans leave nothing behind for their family but grief and paperwork. Project Lighthouse is the document you fill in once, and hope they never need — but will be grateful for when they do."

What your family faces without it

Without a clear estate guide, your family will spend weeks — sometimes months — trying to piece together your financial life while grieving. Banks will freeze accounts. Insurance claims will be delayed. Business interests will be left in limbo.

Section 1

First 72 hours

A pre-written step-by-step guide for your family — what to do immediately, who to call, and in what order. Pre-written so they don't have to think.

Section 2 & 3

Assets & insurance

Every bank account, investment, CPF balance, property and insurance policy in one place. The most practical section — and the one that saves the most time.

Section 7

Singapore legal guide

Plain-English explanation of the Intestate Succession Act, what's outside your estate (CPF nominations, joint accounts), and how the probate process works.

Section 9

Funeral & personal wishes

Your preferences for burial, organ donation, and a space to write a personal message to the people you love. The most important section to fill in.

Section 4

Digital assets & passwords

Email accounts, password managers, devices, and social media profiles. In 2025, your digital life is as complex as your financial one — cover it.

Section 10

Keeping it current

Built-in update triggers — when you should review the document — and a version history table so you always know how current your guide is.

How to use Project Lighthouse

01

Download the template

It's a Microsoft Word document. Open it in Word, Google Docs, or any compatible editor. No account or login required.

02

Fill in the red fields

Every field you need to complete is marked in red with [ brackets ]. Work through it section by section — you don't need to finish it in one sitting.

03

Store it safely

Print one physical copy and store it in a fireproof safe. Keep a digital copy encrypted on your device or password manager. Tell your spouse or trusted person where it is — but not necessarily the contents.

04

Review once a year

Set a calendar reminder. Update it whenever you open a new bank account, change jobs, buy property, or update your insurance. An outdated guide is better than none — but a current one is a true gift.

⬇ Download the template Also check your insurance coverage →
🔒 Your privacy is paramount. Plainly does not collect, store, or transmit any personal information. The template is a local file — everything you fill in stays on your device. We never see it.
🏢 Simply Corporate Services

Need to incorporate or manage your Singapore company?

Simply Corporate Services offers company incorporation, corporate secretarial, accounting, and tax compliance in Singapore. Straightforward pricing, no jargon — everything you need to set up and run your Singapore company, simply.

Visit simplycorp.sg →
🏗️

Company incorporation

Set up your Singapore Pte Ltd quickly and compliantly. ACRA-registered filing agent.

📋

Corporate secretarial

Annual returns, AGM, statutory registers, ACRA filings — all handled.

📊

Accounting & bookkeeping

Monthly management accounts, financial statements, and XBRL filing.

🧾

Tax compliance

Corporate tax, GST registration and filing, ECI submission to IRAS.