Answer a few simple questions. See exactly what protection you're missing — and what to do about it. Wills, LPA, and estate planning included.
Insurance and estate planning are two sides of the same coin. We cover both — simply.
Compare SHP P Plus, P Prime, A Plus, B Plus and their GTC2 riders. See your out-of-pocket at three levels of coverage instantly.
Find your mortality, CI, disability and hospitalisation gaps against Singapore benchmarks. Coming soon.
A personal estate guide — what happens when you're gone, explained clearly. Download the free template.
Intestacy explainer, executor basics, and an LPA walkthrough in plain English. Coming soon.
Select your plan tier, hospital scenario, and bill amount. See your out-of-pocket under MSL alone, MSL + SHP, and MSL + SHP + rider — side by side.
| SHP tier | SHP premium | + GTC2 rider | Total cash | OOP (no rider) | OOP (with rider) |
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| Item | MSL only | MSL + SHP | MSL + SHP + GTC2 |
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Important notice: For general illustration only. Figures are based on the GREAT SupremeHealth and GREAT TotalCare 2 Benefit Schedule & Premium Rates effective 1 April 2026. MSL payout estimates are approximations; actual payouts vary by procedure, ward class and specific claim items. Premium rates are not guaranteed and may be revised. Plainly is not a licensed financial adviser. Please consult a licensed financial adviser before making any insurance decisions.
When you're gone, the people you love will be overwhelmed. Project Lighthouse is a personal estate guide — a structured document that tells them exactly what to do, where to find everything, and what you wanted. Free, private, and yours to keep.
⬇ Download the free templateMicrosoft Word (.docx) · No sign-up required · Fill in at your own pace
"Most Singaporeans leave nothing behind for their family but grief and paperwork. Project Lighthouse is the document you fill in once, and hope they never need — but will be grateful for when they do."
Without a clear estate guide, your family will spend weeks — sometimes months — trying to piece together your financial life while grieving. Banks will freeze accounts. Insurance claims will be delayed. Business interests will be left in limbo.
A pre-written step-by-step guide for your family — what to do immediately, who to call, and in what order. Pre-written so they don't have to think.
Every bank account, investment, CPF balance, property and insurance policy in one place. The most practical section — and the one that saves the most time.
Plain-English explanation of the Intestate Succession Act, what's outside your estate (CPF nominations, joint accounts), and how the probate process works.
Your preferences for burial, organ donation, and a space to write a personal message to the people you love. The most important section to fill in.
Email accounts, password managers, devices, and social media profiles. In 2025, your digital life is as complex as your financial one — cover it.
Built-in update triggers — when you should review the document — and a version history table so you always know how current your guide is.
It's a Microsoft Word document. Open it in Word, Google Docs, or any compatible editor. No account or login required.
Every field you need to complete is marked in red with [ brackets ]. Work through it section by section — you don't need to finish it in one sitting.
Print one physical copy and store it in a fireproof safe. Keep a digital copy encrypted on your device or password manager. Tell your spouse or trusted person where it is — but not necessarily the contents.
Set a calendar reminder. Update it whenever you open a new bank account, change jobs, buy property, or update your insurance. An outdated guide is better than none — but a current one is a true gift.
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